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Green Card / Immigrant Insurance Plans Medical Insurance for Green card holders / New Immigrants

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For Visitors Insurance plans with pre-existing condition coverage, coverage period must be 90 days minimum and select $50,000 or $100,000 medical policy limits when generating a quote – Get quotes / Compare Plans

Medical Insurance for Green Card holders/New Immigrants

We provide medical insurance that are specially suited for green card holders who shuttle between home country & USA (No age limit), the people who just got green card status who are called New Immigrants & the green card holders who permanently settle in USA for ages under 64.

Green Card Holder Health Insurance Plans are specifically tailored to meet the needs of immigrants, providing essential coverage as they integrate into the American healthcare system. These plans often offer benefits that align with the unique challenges faced by new arrivals, such as access to a broad network of providers and coverage for pre-existing conditions.

Choosing coverage that includes comprehensive benefits such as hospitalization, preventive care, and emergency services is essential. Carefully comparing different insurance plans ensures you select one that balances cost with coverage, ultimately protecting your health and financial well-being. A thorough understanding of policy details can help secure the most suitable Green Card holder insurance plan for your needs.

Explore our offerings at Visitors Insurance to find the ideal plan for you. We offer Green Card Holder Health Insurance Plans specifically framed to meet the needs of immigrants as they integrate into the American healthcare system. These plans deliver required coverage while addressing the specific needs and obstacles encountered by travelers adjusting to life in the USA.

Welcome to our complete guide on Green Card and immigrant Insurance plans, designed to help you understand the importance of medical insurance for Green Card holders and new immigrants. Good and appropriate health insurance in a new country can help your well-being and financial security.

Why Medical Insurance is Essential for Green Card Holders and New Immigrants

  1. High Healthcare Costs in the U.S.: Healthcare in the U.S. can be prohibitive, especially if unfamiliar with how the system works. Medical insurance helps manage these high costs and ensures you receive necessary care without a financial burden.
  2. Access to Quality Care: A good insurance plan provides access to an all-around network of healthcare providers and facilities, ensuring you receive quality care when needed.
  3. Peace of Mind: Health issues can arise unexpectedly. Medical insurance brings you peace by covering emergency and routine medical needs, so you don't have to worry about the financial impact.
  4. Legal and Practical Considerations: While not always mandatory, having health insurance is highly recommended. In some cases, it may be required for specific visa programs or to qualify for certain benefits.
Our Recommendations: Choosing the Right Plan

Coverage Needs: Assess your medical needs, including any pre-existing conditions, family health history, and expected healthcare usage.

Budget: Consider both the monthly premiums and out-of-pocket costs, such as deductibles, copayments, and coinsurance. Balance your budget with the coverage you need.

Plan Benefits: Review each plan's coverage, including preventive care, emergency services, prescription drugs, and mental health services, according to your needs.

Our Take: With the right plan, you can access quality care and have the peace of mind that you are protected against unexpected medical expenses. Take the time to explore our options and even get personalized assistance. To get started finding the right insurance plan, feel free to contact our team of experts. We are here to help you every step of the way.

Green card holders who shuttle between home country & USA or people who just got green card status (Any Age) will be eligible for new immigrants plans as shown in this page. The green card holders who permanently settles in USA will be eligible to purchase Major medical insurance plans like Blue Cross Blue Shield, Aetna, Anthem, Cigna, UnitedHealthCare and many more.. based on the age. Please call us for more detailed information.

Comprehensive coverage plans are the most popular health insurance plans for immigrants in the United States. Some of the most popular plans include Atlas America, Diplomat America, Overseas Visitors Insurance and Patriot America Plus. These plans are designed to cover any accidental sickness, illness or injuries that occur once the policy has started. Pre-existing conditions and preventive care are not covered under Visitors Insurance policies. To learn more, visit Visitors Insurance and you can request a quote.

Comprehensive coverage plans are the most popular health insurance plans for greencard holders in the United States. Some of the most popular plans include Diplomat America, Overseas Visitors Insurance and Patriot America Plus. These plans are designed to cover any accidental sickness, illness or injuries that occur once the policy has started. Pre-existing conditions and preventive care are not covered under Visitors Insurance policies. To learn more, visit Visitors Insurance and you can request a quote.

Safe Travels USA Comprehensive cannot be purchased by green card holders or U.S. citizens in the United States. Safe Travels USA Comprehensive is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date. This plan is not available to US Citizens or Greencard holders.

3 Easy Steps to Get Travel / Visitors Insurance Quotes – Get quotes / Compare Plans
Insurance Carriers
Plans & Benefits Available
Administrator : Trawick International
Carrier/Underwriter : Zurich Insurance Europe, AG
AM Best Rating : A+ Zurich Insurance Group
  • SAFE TRAVELS ELITE
    Low-cost Schedule of Benefits Plan
    • For NON US Citizens/Residents traveling from other countries to USA or USA and Worldwide
    • INCLUDING Medically Necessary treatment for COVID-19, SARS-CoV-2, and any mutation or variation of SARS-CoV
    • Emergency Medical Evacuation and Repatriation Coverage
    • Plans available for ages 14 days to 89 years
    • A minimum period of 5 days up to a maximum period of 364 days
    • Policy Limit - $25,000 to $175,000 Max per Injury/Sickness up to age 69 & $50,000 to $100,000 Max per Injury/Sickness up to age 70-89
    • Deductible Options: $0 under age 69 & $100 or $200 for age 70 to 89 options (per Incidence)
    • Acute Onset of Pre-existing Condition(s) - for Medical Expense Benefits
  • SAFE TRAVELS U.S.A COMPREHENSIVE
    Comprehensive plan – covers Acute onset of Pre-Existing Condition
    • Comprehensive plan for Foreign nationals visiting U.S.A
    • Acute Onset of Pre-existing Condition(s) - for Medical Expense Benefits
    • $50,000 to $1,000,000 medical benefit based on age.
    • $0, $100, $250, $500, $1000, $2,500 & $5,000
    • Co-Insurance 100% up to the Policy Maximum
  • Safe Travels U.S.A / Cost Saver
    Comprehensive plan
    • Foreign nationals traveling to the U.S.A
    • $50,000 to $1,000,000 medical benefit options
    • $125 Wellness Benefit
    • Safe Travels USA: Co-Insurance: 90% of the first $2,750 then 100% up to the Policy Maximum
    • Safe Travels USA Cost Saver plan: Co-Insurance: 80% of the first $5,000 then 100% up to the Policy Maximum
    • Limited Coverage for an unexpected recurrence of a Pre-Existing Condition
    • Coverage from 5 days to 364 days - extensions are available
Administrator : International Medical Group
Carrier/Underwriter : SiriusPoint Specialty Insurance Corporation
AM Best Rating : A Excellent
BBB Rating : Accredited, A+
  • Visitors Care®
    Low cost insurance with limited benefits
    • Foreign Nationals (Parents/relatives) Visiting to USA
    • Fixed benefit protection for basic medical expenses
    • Policy Maximums $25,000, $50,000 and $100,000
    • Deductible Options from $0, $50 or $100
    • Coverage for Emergency Medical Evacuations
    • Minimum purchase of 5 days renewable up to 24 months
    • Acute Onset of Pre-Existing Condition Available
    • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
  • Patriot America Plus (Covers Acute Onset Pre-Ex )
    100% Coverage In National PPO
    • Walk-in Clinic/Urgent Care co-pay $15/$25 (not subject to deductible)
    • Deductibles are available from $0 to $2500
    • Plan pays 100% after the deductible In PPO
    • Policy Maximums $50,000 to $1,000,000
    • Covers Acute onset of Preexisting condition under 70 years to maximum limit
    • $50,000 Policy Maximum for Age 70-79 Available
    • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
  • Patriot America Lite
    100% coverage In National PPO
    • Walk-in Clinic/Urgent Care co-pay $15/$25 (not subject to deductible)
    • Deductibles are available from $0 to $2500
    • Plan pays 100% after the deductible In PPO
    • Policy Maximums $50,000 to $1,000,000
  • Patriot Platinum America
    100% Coverage & Offers Higher Policy Maximum
    • 100% Coverage & Offers Higher Policy Maximum
    • Policy Maximums $2,000,000 to $8,000,000
    • Deductibles are available from $0 to $25,000
    • Plan pays 100% after the deductible In PPO
    • $100,000 Policy Maximum for Age 70-79 Available
    • Covers Acute onset of Preexisting condition under 70 years to maximum limit
    • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
  • imgplan All IMG products
Administrator : Azimuth Risk Solutions
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
  • OVERSEASCARE VISITORSINSURANCE PLAN
    Low-cost Schedule of Benefits Plan
    • Short Term policy 5 days-2 years
    • Foreign Nationals (Parents/relatives) Visiting to USA
    • Sudden onset of a Pre-existing Condition(s) benefits
    • Deductible Options: $100, $250 or $500
    • Available to any age ( No age limits)
    • Policy Limit: $60,000 - Basic, or $110,000 Premier options
    • Age 80+ $55,000 Max per Injury/Sickness
    • Covid-19 / Coronavirus benefit of $100,000 has been added to new policies
    • Emergency Quarantine Indemnity- COVID-19 is now included with all Beacon Travel Medical policies for up to 10 days
  • Overseas Visitors InsuranceSM
    $35 Dr. Office/Urgent Care co-pay with three co-insurance options
    • Physician Visits/Urgent Care: $35 co-pay
    • deductible options: $100; $250; $500; $1,000; $2,500
    • United Healthcare National PPO network
    • Policy Maximums: $25,000 to $500,000 up to age 69 & $100,000 for age 70-79
    • 3 Coinsurance Options including Plan A & C covers 90% up to first $5,000 and thereafter 100% up to Policy max, Plan B covers 100% in PPO up to the policy max
    • Plan A & Plan B covers Acute Onset of a pre-existing condition up to age 79 and Plan C covers condition up to age 69
    • Covid-19 / Coronavirus benefit of $100,000 has been added to new policies
    • Emergency Quarantine Indemnity- COVID-19 is now included with all Beacon Travel Medical policies for up to 10 days
  • The Beacon Travel Series
    Short Term Comprehensive plan - 5 days to 2 Yrs
    • Urgent Care: $35 Co-payment per visit (Not subject to the Deductible)
    • Popular Network: UnitedHealthcare
    • Deductibles are available from $0 to $2500
    • Plan pays 100% after the deductible In PPO
    • Covers Acute onset of Preexisting condition for under age 69
    • Covid-19 / Coronavirus benefit of $100,000 has been added to new policies
    • Emergency Quarantine Indemnity- COVID-19 is now included with all Beacon Travel Medical policies for up to 10 days
Administrator : Global Underwriters
Carrier/Underwriter : C&F Cayman SPC for and on behalf of ITI SP
AM Best Rating : A (Excellent)
BBB Rating : Accredited, A+
  • Diplomat America
    Comprehensive Coverage including COVID19 Coverage
    • Coverage period from 15 days - 365 days
    • Policy Maximum: $50,000 - $1,000,000 based on age
    • Deductible Choices: $0- $5,000 per person/plan period
    • Co-Insurance: After you pay the selected deductible, the plan pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum
    • Pre-Existing Condition Exclusion: 24 Months prior to the start date of coverage
    • Covid-19 is treated the same as any other illness
  • Diplomat Long-term
    Comprehensive Coverage traveling outside of your home country
    • Coverage period from 3 months - 365 days & re-apply up to 3 years
    • COVID-19 Coverage Included
    • Policy Maximum: $500,000 - $1,000,000
    • Deductible Choices: $0- $5,000 per person/plan period
    • Co-Insurance: After you pay the selected deductible
      • Traveling to the US: The plan pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum
      • Traveling Outside the USA: The plan will pay 100% of Covered Expenses outside the USA up to the selected plan maximum.
    • Pre-Existing Condition Exclusion: 18 Months prior to the start date of coverage
    • Covid-19 is treated the same as any other illness
Administrator : Peterson International
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : A+
PPO Network: LogoPetersen
  • INTERNATIONAL MAJOR MEDICAL (IMM)
    Age 0 to 84 maximum
    • Non-US citizens or Greencard holders coming to USA
    • Coinsurance – Once the deductible has been fulfilled, the policy will cover 100% up to the policy maximum
    • Deductible options available from $100 to $5,000
    • Maximum limits available from $50,000 to $1,000,000
    • Available in all but 3 states (MD, NY, SD)
  • The Bridge Plan
    Age 60 to 95 maximum
    • Foreign Nationals Visiting in USA
    • Greencard Holder Living in in USA
    • US citizens - single policy period 11 months
    • Part A Or B Benefits option
    • Ages between 60 to 95 maximum
    • Coinsurance – Once the deductible has been fulfilled, the policy will cover 100% up to the policy maximum
    • Deductible options available from $1000 to $10,000
    • Maximum limits available from $25,000 to $250,000.
    • Plan not available in states of CA, CO, CT, DE, IA, KY, ME, MD, MS, MO, MT, NB, NJ, NY, NC, RI, SC, SD & TN
Administrator : Cigna
Carrier/Underwriter : Cigna
AM Best Rating : A
States the plan is available
Country Restrictions
PPO Network: Cigna Health Care Provider Directory