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International Medical Group

International Medical Group

IMG is an award-winning provider of global insurance benefits and assistance services. For more than 25 years, we have enabled our members to worry less and experience more by delivering the protection they need, backed by the support they deserve. With IMG, members experience:

  • Global Support.
  • Service Without Obstacles.
  • Accessible Technology.
  • International Provider Access.
  • Financial Stability.
  • International Emergency Care.
Administrator : International Medical Group
Carrier/Underwriter : SiriusPoint Specialty Insurance Corporation
AM Best Rating : A Excellent
BBB Rating : Accredited, A+

What types of insurance does International Medical Group (IMG) offer?

IMG which stands for International Medical Group offers both low-cost, fixed benefit reimbursement plans like Visitors Care and comprehensive coverage plans for travelers to choose from including Patriot America Lite, Patriot America Plus, Patriot America Platinum and Visitors Protect. They also offer group plans like Patriot Group Travel and annual plans for students and H1B1 holders called Global Medical Insurance.

Who should consider purchasing IMG travel medical insurance?

IMG plans are a great option for all travelers traveling outside of their home country. Their plans are designed to cover travelers for any new sickness or illness that may occur once they have left their home country.

IMG claims can be filed on their claims portal here - https://www.imglobal.com/claims-center. You can also check their website for status updates on our pending claims at any time.

IMG (International Medical Group) offers both visitors travel medical insurance plans and their annual plan GMI (Global Medical Insurance). Travel Medical plans can be purchased from 5 days and renewed up to 3 years. Global Medical Insurance is an annual plan that offers preventative care, maternity care and is subject to underwriting.

Does IMG insurance cover pre-existing medical conditions?

IMG does offer Visitors Protect which is a comprehensive coverage plan that covers pre-existing conditions. This is a great option for travelers coming to the USA and are concerned about their pre-existing conditions. Please keep in mind this plan must be purchased before departing your home country and the traveler must be healthy and stable at time of purchase.

What is included in emergency medical evacuation coverage?

IMG offers Emergency Medical evacuation on all of their policies. This includes air transportation to a suitable airport nearest to the Hospital where the Insured Person will receive Treatment. This type of benefit is only used when there isn’t a hospital or provider nearby that can assist with emergency medical treatment.

All details for medical assistance will be provided at time of purchase. These details will also be found on your ID Card.

All International Medical Group plans can be extended as needed. Minimum extension is 5 days at a time. You must extend before expiration.

IMG does offer trip cancellation and interruption plans.Trip cancellation and interruption benefits can be found here- https://www.visitorsinsurance.com/trip-cancellation-interruption-Plans.asp These plans are designed to financially cover the initial trip costs including hotel and airfare. We do offer trip cancellation plans that you can cancel for any reason. These plans do also offer medical benefits and vary per plan.

International Medical Group Plans

VPI
Visitors Protect Insurance
  • Deductible: $1,500 per injury or illness (plan deductible waived)
  • Maximum limit through age 69: $25,000
  • Maximum limit ages 70 and older: $20,000
PAP
Patriot America Plus
  • Walk-in Clinic/Urgent Care co-pay $15/$25 (not subject to deductible)
  • Deductibles are available from $0 to $2500
  • Plan pays 100% after the deductible In PPO
  • Policy Maximums $50,000 to $1,000,000
  • Covers Acute onset of Preexisting condition under 70 years to maximum limit
  • $50,000 Policy Maximum for Age 70-79 Available
  • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
PAL
Patriot America Lite
  • Deductibles are available from $0 to $2500
  • Plan pays 100% after the deductible In PPO
  • Policy Maximums $50,000 to $1,000,000
  • Walk-in Clinic/Urgent Care co-pay $15/$25 (not subject to deductible)
PAP
Patriot America Platinum
  • 100% Coverage & Offers Higher Policy Maximum
  • Policy Maximums $2,000,000 to $8,000,000
  • Deductibles are available from $0 to $25,000
  • Plan pays 100% after the deductible In PPO
  • $100,000 Policy Maximum for Age 70-79 Available
  • Covers Acute onset of Preexisting condition under 70 years to maximum limit
  • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
PIT
Patriot International Lite
  • Policy Maximums $50,000 to $1,000,000
  • $50,000 Policy Maximum for Age 70-79 Available
  • Deductibles are available from $0 to $2500
  • Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to the maximum limit. $25,000 maximum limit for medical evacuation
  • Coinsurance: IMG pays 100% outside of the U.S
  • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
PIP
Patriot International Platinum
  • Policy Maximums $2,000,000 to $8,000,000
  • $100,000 Policy Maximum for Age 70-79 Available
  • Deductibles are available from $0 to $25,000
  • Acute onset of pre-existing conditions: Under 70 years of age, with varying limits by age up to $1,000,000. $25,000 maximum limit for medical evacuation
  • Coinsurance: IMG pays 100% outside of the U.S.
  • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
PGT
PATRIOT LITE GROUP TRAVEL
  • Short-term travel medical coverage
  • Coverage for individuals, groups and dependents
  • Maximum Limits from $50,000 to $2,000,000
  • Deductible options from $0 to $2,500
  • Walk in Clinic Co-pay/Urgent Care Co-pay: $15/$25
  • Freedom to seek treatment with hospital or doctor of your choice
  • Renewable up to 24 months if one month or more are purchased
  • Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
VCL
Visitors Care Lite
  • Foreign Nationals (Parents/relatives) Visiting to USA
  • Fixed benefit protection for basic medical expenses
  • Policy Maximums $25,000
  • Deductible Options from $0, $50 or $100
  • Coverage for Emergency Medical Evacuations
  • Minimum purchase of 5 days renewable up to 24 months
  • Acute Onset of Pre-Existing Condition Available
  • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
VCP
Visitors Care Plus
  • Foreign Nationals (Parents/relatives) Visiting to USA
  • Fixed benefit protection for basic medical expenses
  • Policy Maximums $50,000
  • Deductible Options from $0, $50 or $100
  • Coverage for Emergency Medical Evacuations
  • Minimum purchase of 5 days renewable up to 24 months
  • Acute Onset of Pre-Existing Condition Available
  • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
VCPL
Visitors Care Platinum
  • Foreign Nationals (Parents/relatives) Visiting to USA
  • Fixed benefit protection for basic medical expenses
  • Policy Maximums $100,000
  • Deductible Options from $0, $50 or $100
  • Coverage for Emergency Medical Evacuations
  • Minimum purchase of 5 days renewable up to 24 months
  • Acute Onset of Pre-Existing Condition Available
  • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
GMI
Global Medical Insurance
  • Plan Options: Bronze, Silver, Gold & Platinum
  • Policy Maximums: $1 Million, $5 Million, $8 Million
  • Deductible Options are available from $250 to $10,000
  • 50% of deductible waived if treatment inside the US using Medical Concierge
GS
Globehopper SM Senior
  • Minimum 5 days, up to a maximum of 365 days
  • Outside the United States- No co-insurance- 100% benefits
  • $50,000, $100,000, $500,000, or $1,000,000 medical benefits Age 65 to 79
  • $50,000 or $100,000 medical benefits Age 80+
  • $0*, $100, $250, $500, $1,000, or $2,500- (* 0 Deductible only available with $50,000 and $100,000 maximum limit)
PMT
Patriot Multi-trips

Annual Multiple trips of 30 or 45-day

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Novel Coronavirus (COVID-19) and Visitors Insurance