Safe Travels USA Comprehensive by Trawick International

Safe Travels USA Comprehensive is one of the most popular comprehensive plans on the market that covers medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment with up to $1,000,000 in emergency medical coverage. In addition, this plan is also unique as it offers a wellness visit benefit for a $125 co-pay. Safe Travels USA Comprehensive plan also offers Sudden and Acute Onset of a Pre-Existing Condition – For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Policy Period except for any coverage related to cardiac disease or conditions, which will be limited to $25,000 up to and including age 69 and $15,000 for ages 70 and above. Upon attaining age 70 benefits will be reduced to a Medical Maximum of $25,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. This plan uses the First Health PPO, a subsidiary of Aetna Insurance.

Safe Travels USA Comprehensive Plan provides coverage for an Acute Onset of a Pre-Existing Condition. Any repeat/reoccurrence within the same Policy Period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage. A Pre-Existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset. This benefit covers only ONE (1) Acute Onset episode of a Pre-Existing Condition. Sudden and Acute Onset of a Pre-Existing Condition Coverage expires upon medical advice that the condition and Onset is no longer acute or you are discharged from a medical facility.

Safe Travel USA Comprehensive Plan Highlights:

• • Comprehensive plan for foreign nationals visiting U.S.A
  • $50,000 to $1,000,000 medical benefit based on age
  • $125 Wellness Benefit
  • Deductible options: In Network: $0, Out of Network: $0 - $5000
  • 100% Coverage in PPO
  • Acute Onset of Pre-existing Condition(s) - for Medical Expense Benefits
  • Coverage from 5 days to 364 days - extensions are available

Safe Travel USA Plan Highlights:

• • Comprehensive plan for foreign nationals visiting U.S.A
  • $50,000 to $1,000,000 medical benefit options based on age
  • $125 Wellness Benefit
  • Deductible options: In Network: $0, Out of Network: $0 - $5000
  • 100% Coverage in PPO
  • Limited Coverage for an unexpected recurrence of a Pre-Existing Condition
  • Coverage from 5 days to 364 days - extensions are available

Both Safe Travels USA Comprehensive and Safe Travels USA have a $0 deductible in-network automatically. That means, if you go to a doctor or hospital in-network, you do not have to meet a deductible. These plans both use the First Health PPO network, a subsidiary of Aetna Insurance. The only co-pay on this plan is for Urgent Care which is a $30 Co-Pay. You will need to select a out-of-network deductible when purchasing either plan. The out-of-network deductible will need to be met if you got a provider outside of the network and for prescription drugs. All of the above will also be listed on your ID Card for reference.

When applying, for a Visitors Insurance plan, you will need to select the traveler’s travel dates, we recommend choosing these dates based on their arrival and departure date to include travel in transit to and from their home country. You will also need to provide their full name on their passport, date of birth, home country address, billing address and payment details to complete the application online. Once submitted, you will receive one email confirmation directly from Trawick International with your enrollment details where you can download your documents including ID Card, Certificate/Policy Wording and Visa Letter. VisitorsInsurance.com, will also download your documents and share the PPO link in a separate confirmation via email.

Safe Travels USA comprehensive insurance is one of the most popular visitors insurance plans offered by Trawick International. This plan offers First Heath, a subsidiary of Aetna. Once you meet the deductible you choose, you are 100% covered up the policy maximum for a new sickness or illness. Trawick International’s Safe Travels USA insurance is a great comprehensive coverage option for traveler’s coming to the United States that want to travel with peace of mind.

Safe Travels USA comprehensive insurance by Trawick International is a popular comprehensive coverage plan with competitive rates. This plan offers First Heath PPO, a subsidiary of Aetna which is well established preferred provider organization in the United States. This plan also offers a wellness benefit which is unique to Trawick International.

Safe Travels USA Comprehensive Plan Highlights

• Insurance for up to $1,000,000 in accident and sickness medical expenses
  • Emergency Medical Evacuation
  • Medically Necessary Repatriation
  • Political and Natural Disasters Evacuation
  • Repatriation of Mortal Remains or Local Burial
  • Emergency Reunion
  • Wellness Benefit
• This plan provides coverage to non-US citizens who reside outside the USA and are traveling outside of Their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide. It is not available to anyone age 90 or above
• This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
• Covers Acute Onset of a Pre-Existing Medical Condition
• Coverage from 5 days to 364 days - extensions are available
• Sports activity coverage available

You can purchase this plan online by click BUY NOW from VisitorsInsurance.com quote page or product page here - https://www.visitorsinsurance.com/safe-travel-comprehensive-plan.asp

Full cancellation and refund will only be considered if written request prior to or on the Effective Date of the coverage. If written request for cancellation and refund after the Effective Date of coverage, a partial cancellation and refund may be allowed. The following conditions apply: a) If any claims have been filed with Us, the premium is fully earned and is non-refundable; b) If no claims have been filed with the Company, then (i) a cancellation fee of US $25 will be charged; and (ii) only unused days premiums will be considered as refundable; and c) If after a refund is made, it is determined that a claim was presented to Us on a Covered Person’s behalf, the Covered Person will be fully responsible for that claim in its entirety

Safe Travels USA Comprehensive provides coverage to non-US citizens who reside outside the USA and are traveling outside of Their Home Country to visit solely the United States, or to visit a combination of the United States and other countries worldwide. This Policy is not available to anyone age 90 or above. This Policy is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.

Pre-existing conditions are not covered under Safe Travels USA Comprehensive This plan does offer acute onset of a pre-existing condition. You can learn more about this benefit below:

ACUTE ONSET OF PRE-EXISTING CONDITION BENEFITS

• For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Policy Period except for any coverage related to Cardiac Conditions or Stroke, which will be limited to $25,000.
• Upon attaining age 70 Acute Onset benefits will be reduced to a Maximum of $35,000 except for any coverage related to Cardiac Conditions or Stroke, which will be limited to $15,000.
• Benefits are payable up to the maximum provided the condition or event:
  • occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent and immediate medical care;
  • occurs a minimum of 48 hours after the Effective Date of the Policy; and
  • treatment is obtained within 24 hours of the sudden and unexpected outbreak or recurrence. Any repeat/reoccurrence within the same Policy Period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage. This benefit covers only one
    (1) Acute Onset episode of a Pre-Existing Condition. Sudden and Acute Onset of a Pre-Existing Condition Coverage expires upon medical advice that the condition and onset is no longer acute, or the Covered Person is discharged from a medical facility.

Covid-19 is treated like any new sickness or illness that can occur during travel.

This plan can be extended up to 1 year of continuous coverage. You can follow the renewal link on our website to extend your policy in less than 5 minutes. You will be issued an updated ID Card with new expiration date once your policy has been renewed.