Visitors Protect Plan - What to Know - Plan for Pre-Existing Conditions, Benefits, Plan Details & More

VISITORS PROTECT Plan Eligibility:

• • For Travelers visiting the USA, Canada & Mexico
  • Policy must be purchased before departing your home country for travel
  • Age Limit: 14 days to 99 years
  • Coverage Period: 90 days up to 365 days
  • Plan cannot be extended or renewed
  • Policy must be purchased before departing your home country for travel

VISITORS PROTECT Plan Highlights:

• • Pre-Existing Conditions Covered 75% Coverage in PPO for eligible medical expenses including:
    • Physician Visits/Services
    • Urgent Care Clinic/ Walk-in Clinic
    • CareClix Consultation
    • Hospital Emergency Room
    • Hospitalization/Room & Board
    • Intensive Care
    • Outpatient Surgical/Hospital Facility
    • Laboratory/ Radiology/X-rays
    • Surgery
    • Prescription Drugs
  • Walk-in Clinic/Urgent Care co-pay $15/$25, then 100% benefits (not subject to deductible or co-insurance)
  • Deductibles are available from $250 to $2500
  • Coverage Period 90 days up to 12 months
  • Policy Maximums: Through Age 69: $50,000, $100,000, or $250,000
  • Policy Maximum: Ages 70 and older: $50,000
  • Pre-Existing Conditions: Deductible: $1,500 per injury or illness (plan deductible waived) - Maximum limit through age 69: $25,000 and Maximum limit ages 70 and older: $20,000
  • UnitedHealthcare PPO

There is no waiting period to start your coverage for Visitors Protect Insurance. The policy must be purchased before departing your home country for travel and the traveler must be healthy at time of purchase with no known medical treatment needed. Once you apply online, the insurance documents including ID Card, Certificate/Policy Wording, Discount Pharmacy Card, and PPO link will be shared with you via email.

Within Visitors Protect Insurance plan there are some general exclusions to be aware of. Some of those exclusions include any claims related to Economic Sanctions, War, Military Action, Terrorism, Maternity and Newborn Care (including any pregnancy) Mental or Nervous Disorders, Preventive Care (routine physicals and immunizations), HIV, AIDS Virus, AIDS Related Illness, Elective or Cosmetic Surgeries, Athletic Injuries (including extreme sports), self-inflicted injury or illness or any injuries sustained while under the influence of drugs and alcohol. To review the full exclusions in more detail, please see Visitors Protect Insurance plan’s policy wording here - https://www.visitorsinsurance.com/webroot/pdf/Visitors_Protect_PVIP.pdf