How To Buy Travel Insurance After The Pandemic

VisitorsInsurance.com offers two major categories of plans including low-cost, fixed schedule of benefits plan and comprehensive coverage plans. We have options available for all travelers that include covid-19 coverage and quarantine benefit.

Low-cost, fixed schedule of benefits plans

• Cheap and basic coverage with sublimits
• Low cost fixed benefit plans
• More out of pocket at the time of claims
• Good for people who wants to take more and are okay with upfront costs as these policies are reimbursement plans that are pay and claim and not designed to cover 100% of the medical bills
• Some of the most popular plans include Safe Travels to Visitors to USA, VisitorSecure, and Visitors Care. All 3 plans also cover covid-19 if medically necessary
• Visitor Secure also offers a Quarantine Benefit - Emergency Quarantine Benefit- COVID-19: $50 a day for up to 10 days. Must have a minimum of 30 days of coverage. Proof of quarantine mandated by a physician or governmental authority required.
• Quarantine must be due to you testing positive for COVID-19/SARS-CoV2, or you are symptomatic and waiting on diagnostic test results. Not available while in your home country.

Comprehensive coverage plans are the most popular visitors insurance plans available on the market.

• Better comprehensive coverage without sublimits
• Covers serious medical expenses
• Less out of pocket expense.
• Good for people who wants to take less risk
• Most benefits are covered up to the policy maximum for a new eligible sickness/illness
• Option to get up to 100% coverage up to the policy maximum with a in-network provider in your PPO network
• Some of the most popular comprehensive coverage plans include Safe Travels Comprehensive, Atlas America, Patriot America Plus, Safe Travels Voyager and Safe Travels International/Outbound. These are American Visitors Insurance plans for travel to the United States

• Atlas America/International also offers a Quarantine Benefit - Emergency Quarantine Benefit- COVID-19: $50 a day for up to 10 days. Must have a minimum of 30 days of coverage. Proof of quarantine mandated by a physician or governmental authority required. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2, or you are symptomatic and waiting on diagnostic test results. Not available while in your home country.
• Safe Travels International & Safe Travels Voyager also offers a Quarantine Benefit - *** COSTA RICA TRAVELERS - THIS PLAN MEETS REQUIREMENTS FOR COSTA RICA. A VISA LETTER IS PROVIDED AT THE TIME OF PURCHASE WHICH INDICATES THE COVERAGE NEEDED TO GET YOUR QR CODE FROM THEIR WEBSITE. TRAWICK DOES NOT PROVIDE THE QR CODE OR ASSIST WITH GETTING THE CODE.***

COVID-19 testing is only covered if medically necessary per doctor's orders. You cannot get proactively tested as this would be considered preventive/routine care which is not covered under visitors insurance plans. For traveling back home, you will need to pay out of pocket for testing.

• Make sure to bring your vaccination card with you while traveling outside of your home country
• Email yourself a photo of both your passport and vaccination card in case either get stolen during travel
• Be prepared to take covid-19 testing ranging from antigen to PCR test to get back to your home country regardless of vaccination status. Testing requirements do vary per country.
• Be prepared and get to the airport early as airports have been overwhelmed with travelers and are currently understaffed.
• Bring extra masks for your loved ones and hand sanitize